How to invest? My short recommendation is here

I searched for information about investing. What is the best way for beginners to start investing? It is not easy to start as there are lot of risks if one puts money into game. No problem, start gradually, so I recommend http://www.valueinsiders.com/ as a good staring point. I had also a contact with Robert and he is really good.

Why You Should Forget Your Billion-Dollar Startup Ambitions

We all want to build companies worth billions and billions of dollars—the next Apple, Google or Facebook. But it turns out that you should start by thinking smaller.

Rather than ponder the question, "How can I launch the next billion-dollar company," Gary Chou, an instructor at the School of Visual Arts in New York City, tasks his students with taking the complete opposite approach.

His course in Entrepreneurial Design has a surprising syllabus for a business class: Don't write up a business plan or create a pitch deck for an imaginary billion-dollar business. Instead, go out and create an actual, $1,000 dollar company.

Students in Chou's class must create a project that will produce $1,000 in monthly profit in a way that's repeatable and sustainable. The resulting projects include profitable, ongoing businesses and funded Kickstarter projects -- for if you take on the challenge of building a $1,000 startup, you'll learn three invaluable lessons:

You'll Learn How to Actually Build a Business

Treading the common path of idea to accelerator to funding to operating often results in a rude awakening.

I've talked to a number of founders who have attended top accelerator programs, raised glitzy million-dollar seed rounds, and then fell flat when it came time to actually build the business. They'd never made a single dollar online and didn't know how.

In short, building a business is a lot different from fundraising.

By the time my company iDoneThis hit $1,000 in recurring revenue, I had learned how to set up the groundwork and grow from there -- from how to build a product, to how bring it to market, to how to get people to pay for it.

Most importantly, if you focus on building a $1,000 startup rather than a billion-dollar one, you'll get the order of operations right: validate and learn first, then scale.

If you focus on building a $1,000 startup instead of trying your hand at building a business for the first time as a funded company, you'll learn how to actually build a business first without millions of dollars of investor cash at stake. You'll save yourself a lot of pain and time that way.

You'll Learn Self-Sufficiency

Individuals and startups need to be self-sufficient and that's why getting your project to ramen profitability is such a vital and game-changing milestone.

But when you have to rely on a salary to make a living, or your company needs to rely on investor money to continue to exist, your autonomy and creativity become limited.

When you're making $1,000 per month, you begin to be able to cover your rent and that self-sufficiency slowly transforms into a dawning sense of limitless possibilities.

Product manager Ailian Gan calls it, "creating a sense of self-propulsion" -- that feeling that you can take charge of your own destiny.

It's the Best Way to Find Success, Anyway

In the biggest twist of all, it turns out that one of the best ways to build something big is to build something small.

The paradox is that limiting yourself to "big" ideas tends to produce bad ones, according to famed investor and founder of Y Combinator Paul Graham. The best ideas are often what Graham calls "toys" or ideas you wouldn't recognize as touching on a billion-dollar startup opportunity.

ZeroCater, a Y Combinator-funded company started by founder Arram Sabbeti, was born from the humble ambition Sabbeti had when he wanted to quit his job and needed enough income to pay for his rent and ramen. He started by helping his own employer cater their company lunches and began to expand to other startups in the area.

What started as a $1,000 startup soon became a much bigger opportunity and then a full-fledged startup as Sabetti added more and more paying clients. Within a year, Sabetti had turned his rent and ramen side project into a startup backed by the best investors in Silicon Valley.

* * * * *

Often the narratives and myths that swirl around in the startup world make it seem as if successful businesses spring out of people's minds, like Zeus' offspring. It so often doesn't work that way.

The $1,000 startup is a powerful frame to put on your ideas, because it strips the distorting force of market opportunity out of the idea equation. Rather, it properly focuses you on the question of whether you're building something that other people want enough that they're willing to pay you for it.

Meanwhile, if you do the work and grow from it, that seed of an idea can sprout into a thriving startup that brings in real money.

What do you think?

It's tough not to get caught up in thinking about how to jump straight to building a billion-dollar company before you've built a $1,000 one or even anything useful.

How do you balance your ambitions with the tough reality of working every day to deliver value to your customers?

Electic vehicles ja Patareide akude ETF

http://www.investopedia.com/stock-analysis/110413/time-bet-electric-vehicles-now-tsla-avav-f-jci-pcrfy-lit-remx-sqm-roc-fiaty-nsany.aspx

Europe vs US and the FX rate

Allikas: http://www.gbm.scotiabank.com/English/bns_econ/globalviews141107.pdf

In the United States, exports account for only 8% of GDP, of which exports to Europe
account for 1.3% of GDP.

In China, exports account for 25-30% of GDP. In Europe, exports make up 27% of the economy and exports to China and the United States are worth 4% of GDP each. It’s for this reason that we have historically seen high correlations between U.S. growth and European growth: as shocks originate in the U.S., they are more easily transmitted to Europe than the reverse.

U.S. economy is primarily driven by domestic demand, which makes up roughly two-thirds of the economy.

Rather than via an economic shock, the more likely source of contagion from weaker global growth is via financial linkages.

The economic data has disappointed in Europe while surprising positively in the U.S. This has corresponded with U.S. equity outperformance and signaled a decoupling of economic data between the two economies.

Septembri Saksamaa export ja import üllatasid!

Positiivne:

Germany Exports (MoM) came in at 5.5%, above forecasts (1.85%) in September
Germany Imports (MoM) registered at 5.4% above expectations (0.8%) in September

Negatiivne:
Germany Industrial Production s.a. (MoM) below forecasts (2%) in September: Actual (1.4%)

Industry 4.0

Big Data Analytics consists of 6Cs in the integrated Industry 4.0 and Cyber Physical Systems environment. 6C system that is consist of:


Connection (sensor and networks)

Cloud (computing and data on demand)

Cyber (model & memory)

Content/context (meaning and correlation)

Community (sharing & collaboration)

Customization (personalization and value).